I became a planner because I kept meeting couples where only one of them understood the money.
A bit of background
I've been with Charles Schwab since 2017, starting in the College to Careers program the summer I finished my finance degree at Bethune-Cookman University, and I've been a Financial Consultant in Orlando since 2020. Along the way I earned the CFP® certification in 2021 and, more recently, went back to school at Creighton University's Heider College of Business to study financial psychology and behavioral finance, because I'd noticed that the hardest part of planning was rarely the arithmetic.
Before any of that, I coached golf. I was a student assistant coach for the men's and women's teams at Bethune-Cookman, and I still think about planning the way a coach thinks about a swing: the goal isn't a perfect plan on paper, it's one that holds up when you're nervous and the conditions change.
Why couples, and why both of them
Early on I kept seeing the same pattern. A couple would come in, one of them would do all the talking, and the other would nod along. Then something would happen, a diagnosis, a death, a divorce, and the one who'd been nodding was suddenly in charge of a financial life they'd never been walked through.
I decided that wasn't acceptable in my practice. Every plan I build is written so that both people can read it. Every review includes time for the less-involved spouse to ask the questions they've been holding back. And every couple writes a letter that would let either of them pick up where the other left off.
What the letters after my name mean
CERTIFIED FINANCIAL PLANNER® professionals complete extensive coursework across investments, tax, retirement, insurance and estate planning, pass a comprehensive exam, log thousands of hours of experience and commit to acting as a fiduciary when providing financial advice. I earned the mark in 2021.
Financial Behavior Specialist® is a designation focused on how people actually make money decisions: the biases, habits and family dynamics that a spreadsheet never captures. It's the training behind how I run a meeting with two people in the room.
A graduate certificate from Creighton University's Heider College of Business in Financial Psychology and Behavioral Finance, completed in 2025. It's where the FBS® work went deeper.
The path so far
- Bethune-Cookman University2014 to 2017Finance degree, Dean's list, assistant golf coach
- Charles Schwab2017College to Careers program, Orlando
- Relationship Specialist2018 to 2020Advisor custody and trading
- Financial Consultant2020Vice President, Orlando
- CFP® certification2021CFP Board
- Creighton University2024 to 2025Financial Psychology and Behavioral Finance
Orlando
I work from Schwab's Orlando branch and with families across Central Florida, from Winter Park and Lake Nona out to the coast. A lot of the people I serve chose Florida on purpose, for the weather and for the absence of a state income tax, and a lot of them moved here from somewhere else. Both of those facts show up in the planning, from homestead rules to how a pension from another state is taxed once you're a Florida resident.
The first conversation is free, and it's about you.
Bring your questions, bring your spouse, and don't worry about bringing paperwork.